NO ONE CAN GO BACK AND START A NEW BEGINNING BUT

ANYONE CAN START TODAY AND MAKE A NEW ENDING.

– Maria Robinson

Leathe & Associates, founded by Jeffrey Leathe, MBA, CPA, and Principal Wealth Management Advisor, is a private Registered Investment Advisory (RIA) Firm, focused on being clients’ Most Trusted Advisor since 2004.
Our goal is to help clients achieve their own “new ending”.

It’s your money. The decisions are ultimately yours. We’re here to help.

protecting
what you
VALUE most.

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While investment growth is an important objective, protecting your assets is our primary goal. At Leathe & Associates, we endeavor to assess and explain risks prior to creating and implementing a personalized wealth management plan. We work with you to continually review your plan, assuring your comfort and the overall protection of your assets.

achieving
  PROSPERITY.

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When you choose Leathe & Associates for your wealth management needs, all aspects of your financial picture are considered. We offer a broad array of services to help you achieve your goals, taking into account tax planning, real estate investments, special objectives funding, and more. Our holistic approach to wealth management always involves you, the client, as we partner to carry out your financial vision.

securing the
FUTURE.

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The future is in your hands. At Leathe & Associates, we will assist you in creating an objectives-based financial plan to fund large, planned expenses, such as education and retirement. Our holistic approach to wealth management makes the most of your portfolio and helps you reach your unique financial goals.

leaving a
  LEGACY.

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Planning your estate, philanthropy and business succession are critical components of an overall wealth management plan. Through our own expertise and collaborative relationships with other trusted professionals, Leathe & Associates will work with you to create a customized, comprehensive financial plan to assure your legacy for years to come.

Our investment philosophy is that “one size fits all” does not fit clients at all.

Leathe & Associates unique mission since its founding in 2004 has been to provide a most trusted wealth advisor option for a select group of discerning clients. By design, this is a low volume, high value-added business model allowing us to develop and maintain broader and deeper relationships with our clients than is typically afforded by an investment advisory alone.

WE ARE BOUND BY FIDICIARY RESPONSIBILITY.

There are two principal types of investment firms, Registered Investment Advisory and Broker/Dealers. At our founding in 2004, Leathe & Associates chose to be organized as a Registered Investment Advisory Firm. Believing that the Fiduciary Standard offered clients the best regulatory environment.

Registered Investment Advisory

  • Governed by the Fiduciary Standard which states “that an advisor must place their clients’ interests above their own. It consists of a duty of loyalty and care”
  • Firms and Advisors must place clients’ interests first at all times
  • Cannot make trades that result in higher commissions for themselves or their firms
  • Must disclose any potential conflict of interests

Brokers and Broker/Dealers

  • Brokers work for Broker/Dealers whose interest they serve. They follow a different regulatory standard called the Suitability Standard which means only that transactions must be “suitable” for clients’ needs.
  • Broker/Dealers can sometimes find themselves in conflict with their clients by selling one of their own or “proprietary” investment products or adding unnecessary transaction charges in client accounts. They fit you into one of their strategies.
  • The primary income for a broker-dealer comes from commissions earned from making transactions for the underlying customer
Click here
for Leathe & Associates public filings for Registered Investment Advisors

Demystifying the process.

  • Private, initial one-one meeting which typically establishes whether the prospect and the firm are a good fit. Historically, the majority of prospects have been in contact with existing L+A client(s) and referred prior to making the appointment to meet
  • Follow-up sent from L+A to prospect which includes the required regulatory documents to the prospect for review. These include:
    • ADV Part 2A Brochure: Explaining the firm in detail and how it does business
    • Privacy Policy
    • Code of Ethics
    • Draft Investment Advisory Agreement
    • Information on how to move to the next step in the process
  • Prospect contacts L&A to ask questions and get clarifications on the document package
  • Prospect and L&A agree that the firm is a good fit
  • Prospect signs the fee-based Advisory Agreement
  • New client begins to gather financial information: which may include brokerage/bank/other investment statements, tax returns, Trust documents, legacy documents, decrees, and other pertinent documents
  • New client and L&A coordinate opening and/or transferring accounts
  • New client and L&A develop the proprietary client investment approach called the Portfolio Objectives and Guidelines Statement
  • Wealth management strategy implemented

Wealth Management does not have to be

Overwhelming, complicated or expensive.

– Jeffrey C. Leathe, Leathe & Associates, llc

Jeffrey C. Leathe, MBA, CPA, Registered Investment Advisor

The focus of Leathe & Associates is to develop, execute, and monitor superior wealth management strategies mainly for individuals and their families. Jeff founded Leathe & Associates in Portsmouth in 2004 after 13 years as the Executive Vice President, Chief Financial Officer, and Treasurer of a New York Stock Exchange (NYSE) listed company known as a leader in the global life sciences marketplace.

Jeff is unique as a Registered Investment Advisor as he has had direct responsibility for the issuance of several billions of dollars in stock and fixed income securities over a number of large public offerings across the globe. He managed the company’s relationships with the global money center commercial bank syndicates, the rating agencies such as Moody’s and Standard and Poors, the New York Stock Exchange, and the sell side analysts covering the company.

Jeff was also a member of the Board of Directors and Chairman of the audit committee at a NASDAQ listed software company for 17 years. In addition to founding Leathe & Associates, Jeff has worked in private equity, venture capital, commercial banking, and investment banking companies.

Jeff has also been an Adjunct Professor of Corporate Finance at the University of New Hampshire’s Peter T. Paul College of Business and Economics and was honored to be the commencement speaker for the graduate degree program.

Jeff was the Chairman of the Endowment Committee, member of the executive committee, and board of directors of the Senator George J. Mitchell Institute whose mission is to increase the likelihood that young people from every community in Maine will aspire to, pursue, and achieve a college education. In 2009 Jeff was a co-founder of the Marshwood Education Foundation with the mission of funding creative and innovative learning opportunities in public school. He remains as a member of its Grants Committee. Jeff Leathe’s unique blend of academic achievement, teaching, civic involvement, and senior leadership experiences in industry and global capital markets allow him to provide clients with a high level, personal form of traditional private banking.

Jeff received his Master of Business Administration (MBA) from the University of North Carolina in Chapel Hill and his Bachelor of Science degree from the University of New Hampshire. He is also a licensed Certified Public Accountant (CPA).

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